:root{--navy:#16233F;--navy2:#1E2F54;--gold:#C9A24B;--gold-light:#F2C66D;--cream:#FBF7EB;--text:#233047;--line:#DFE4EB;--ok:#176B3A;--bad:#A31F2B}
*{box-sizing:border-box}
body{margin:0;background:#16233F;font-family:Arial,sans-serif;color:var(--text)}
.shell{max-width:920px;margin:0 auto;padding:30px 18px 60px}
.hero{text-align:center;color:#fff;padding:18px 15px 26px}
.hero-logo{display:block;width:min(320px,82%);height:auto;object-fit:contain;margin:0 auto 10px}
.hero h1{margin:8px 0;color:var(--gold-light);font-family:Georgia,serif;font-size:38px}
.hero p{margin:8px auto;max-width:650px;line-height:1.6}
.panel{background:#fff;border-radius:18px;box-shadow:0 18px 55px rgba(0,0,0,.35);overflow:hidden}
.bar{background:var(--gold);color:var(--navy);font-weight:900;text-align:center;padding:13px}
.content{padding:28px}.section{border-top:1px solid var(--line);padding-top:23px;margin-top:25px}.section:first-child{border:0;padding-top:0;margin-top:0}
.section h2{font-family:Georgia,serif;color:var(--navy);margin:0 0 5px}.note{color:#667085;font-size:13px}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 18px}.full{grid-column:1/-1}
label{display:block;font-weight:750;color:var(--navy);font-size:13px;margin:13px 0 6px}
input,select,textarea{width:100%;padding:12px;border:1px solid #CDD5DF;border-radius:9px;font:inherit}input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}textarea{min-height:85px;resize:vertical}
.choice{display:flex;align-items:flex-start;gap:10px;border:1px solid var(--line);border-radius:10px;padding:14px;margin-top:10px}.choice input{width:auto;margin-top:3px}.choice label{margin:0}
.policy{background:var(--cream);border-left:5px solid var(--gold);padding:15px;border-radius:8px;line-height:1.55}
.btn{display:inline-block;width:100%;background:var(--navy);color:#fff;border:0;border-radius:10px;padding:15px;font-weight:900;font-size:16px;cursor:pointer;text-decoration:none;text-align:center}.btn:hover{background:var(--navy2)}
.alert{padding:13px;border-radius:9px;margin-bottom:18px}.error{background:#FFF0F0;color:var(--bad)}.success{background:#EAF7EE;color:var(--ok)}
.status-card{text-align:center}.status{display:inline-block;border-radius:999px;padding:7px 12px;font-weight:900;text-transform:uppercase;font-size:12px}.pending{background:#FFF3D6;color:#8A5A00}.paid{background:#E6F6EB;color:var(--ok)}
.footer{text-align:center;color:#D3DAE5;font-size:12px;padding:22px}
@media(max-width:650px){.grid{grid-template-columns:1fr}.full{grid-column:auto}.content{padding:21px}.hero h1{font-size:30px}.hero-logo{width:min(250px,82%)}}